I only mentioned the loaded dice because, technically, it is a cheat; as I see it. I actually don't really like RNG being used too much. XCOM 2 used to upset me so much that I modded the game to make it more like chess. The loaded dice option is good but, technically, it is a cheat, I think. That it is how I would categorize it but, again, I'm in favor of it because I have a love/hate relationship with RNGeezus.
I am generally in favor of toggle options for everything, with the acknowledgement that some things are not balanced for. There could be a list of game settings that are under the heading "BG3 was not balanced for any changes to these settings, so your gameplay experience with them may vary." You click that box and can toggle away!
This description sounds very much like accessing dev options from an in-game console, right? But you're saying it would be better to have a graphical interface for it, correct? Perhaps it would be called "editor" options or something like that. Then, when you click it it warns you that you won't get trophies (like those on Steam), you click "yes, I get it", and it reveals all the options. Something like that?
