Yes to almost everything mentioned in this thread.
Also, have access to all your characters inventories when at a merchant. Your face and your pack-mule are likely different characters, at least until the Paladin class becomes playable, and having to move things between characters is frustrating and takes a long time, especially as there is no "move all" button (at leas that I can find), to move all your ware marked goods between characters at the same time.
