Hmm. I wouldn't say that the game discourages me from playing a certain way, it's more like an inner conflict with myself and how I portray my character. For example, I play as a sorcerer. She has reasonable intellect and is not any way considered dumb. And, since I'm the one controlling her, everything I know about the game, she also knows(well, game mechanic wise mostly). So she knowing that using the explosive barrel in the middle of the room will significantly ease the battle...not using that knowledge to her advantage...would make her dumb. And in my mind, she's not dumb. So I can't limit myself as a player giving me a greater challenge, without also gimping my character at the same time.

It's stuff like this that makes me prefer more streamlined games than open sandbox games. Not too streamlined, I still like exploring and figuring out clever combos but also not too sandboxy where everything goes. Not saying that everything goes in BG3, but I still advocate for things in the game I personally feel could follow the 5e rules a little bit closer.

So...out of those options....I guess I will have to go with nr 3. Probably I will use mods in the future if I'm not perfectly satisfied with the final product.