Unfortunately, yes, games are bloating, which either means you need a lot of storage to keep all your games, or a high-bandwidth internet connection to re-download deleted games.
HDD drives are so slow that they are best considered as offline storage ( i.e. copy games you are not likely to play soon to those disks to free up space in SSDs for games you currently play ). Fortunately, SSDs continue to drop in price, and SATA SSDs are generally still good enough for your current games storage; you don't yet need to pay the 100% markup for PCIe SSDs.
When Intel, AMD and NVidia get around to their next batch of hardware releases, later this year, I'll probably build a new PC ( I haven't bothered with a new CPU/motherboard for 10 years without really having problems ) so long as I can find an option that doesn't turn my house into an oven

I currently have 4TB Offline HDD storage, and 2.5TB of SATA SSDs for "current" data, although that is almost full. I expect I will stick with SATA SSDs for games and other data storage, simply because they are cost efficient, and easily fast enough for now.