Respectfully:
It does make sense according to the RAW.
Reactions and readied actions are part of your turn.
But no, you are not crazy: D&D rules can be very complex, even for veterans of the genre. Plenty of rules, spells, and tactics I have yet to try.
In an online table top session, a DM will manage this by asking the dormant party member to "wake up".
...I'm not sure what you are trying to tell me here, if I have to be perfectly honest.
First, because reactions and ready actions happen in fact during the enemy turn (the latter are DECIDED during yours, but that's another story); second, because the equivalent of "the DM telling the player to wake up when needed" would be precisely the "confirmation prompt".
