I wasn't going to bother voting but decided to go ahead.
I went with the last option myself. I will be heavily modding the game after release, but haven't used any yet and will wait till after the official toolkit is released. I will be an option 2 eventually.
Edit: reality vs desire?- I was really hoping for a more tactical game...Jagged Alliance/Fallout Tactics in a fantasy setting, something with more depth than we have here. BG3 is more of an action game than tactical game to me.