Their powers are divine, that's a given. It's not clear to me if gods are the spring of divinity or draw first from the spring.
The fact that in FR there's an over deity, Ao, and that gods come and go, suggest that gods are more custodians of portfolios.
Now back to paladins. Following say Tyr and swearing an oath of devotion to what Tyr embodies. That ticks both boxes. Though in a world with music magic, oath powers makes sense in itself. Then we have the no-deity paladin who just swears an oath of devotion to behaviour aligned to Tyr? Well, the divine power flows through them just the same.
In the background to all this, polytheism in the norm in FR. I'd imagine normal households maintain several little relics, idols and rituals to various gods. Choosing one single deity is the exception, and is the mark of a cleric.
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Likewise, I'm okay with 2000gp to restore fallen status.
First up, if you don't rob traders or sell to traders you know you'll later kill, that 2k is a big chunk of your wealth. The noble background calls that a dragon hoard and awards inspiration. In a non-thieving playthrough I think I gathered 6k total throughout.
Secondly the Oathbreaker ties that amount to a dead or alive bounty that was placed on him. What price is a life? A soul? Withers asked that question. Oathbreaker says it's a dragon hoard. I'm sure this theme will come up again and again. That some players say it's too much or too little plays around with this unresolved question.
