I don't believe there's really a crisis. Some people think the current setup even is too restrictive. I don't disapprove of making your own life hard on higher difficulties. But, I'd prefer that be over strategic limitations rather than a repair gear -- rob merchant loop.
I've been playing witcher 3 recently. It works somewhat because it makes the world feel more hostile. I don't think that's the tone I'd really want for BG3 personally.
