Yep, had they been smart they would have tied this to difficulty settings where easy/story mode allows you to go full clown mode and re-spec to your hearts content. Tying this to every difficulty level means that for players looking for a challenge they are by design required to engage with the systems, in particular being forced to multiclass if they are going to objectively make that choice better than pure class.
People going against this in the name of choice are ironically limiting choice themselves.
