In an alternate universe, there's no respec system, but there's still a thread like this, only complaining the opposite, demanding a comprehensive respec option.
After years of watching the comments here, I've grown somewhat numb to the constant outrage, seemingly always coming from the same cast.
It's all half-facts, guesswork, and venom laced piss.
Worst case scenario: there's a respec system in the game that allows you to change everything so you make Lae'zel a half elf cleric of Shar and you make Shadowheart a githyanki fighter. Aw shucks! Now what? How could this happen? Shouldn't Larian have done something to save us from this tragedy!?!?!
There's no way they'll let us change more than hair and clothing. The animation is fragile. I'm not sure Larian won't force us to accept a minimum of one level cleric (SH) and fighter (Lae'Zel). This is completely in tune with their prior philosophy of only letting us customize characters after recruitment. You can reset your own choices, but you can't wipe the character. That's only possible with your Tav/Dark Urge. I suspect most people will appreciate the feature for hair and makeup edits. Got to adapt to your armour choices, you know?
