Oh boy, humans get a whopping +20 carry weight in a game where carry weight is useless. Try not to spend all that carry weight in one place bucko.
pretty much this - you can simply 'send to camp' anything that would weigh you down (or just teleport aka rest then beam straight back, no sweat). Unless you are a low STR character trying to to wear plat armor etc I don't think encumbrance matters to much.