I understand why it is there, it is not fun to miss all the time, but I think many people, including me, don't realize this also applies for your enemies.
And because you typically are stronger than any individual enemy and have higher armor class, this works against you a lot more than for you. It makes you a bit more accurate, but enemies A LOT more accurate. Especially if you have a high AC.
As discussed above, for tanks, this realistically means you take 4x damage.
I think many just don't realize how drastic this is, so I wanted to bring awareness to it
