1. I think in the last Panel from Hell they said that drop-in multiplayers could create a brand new character then and there, regardless of where in the campaign the other player(s) are. They mention it around the point where they added another player with the PS5 pad iirc.
I think this is accurate, or at least I am hoping it is as well. It would be a such a huge deal if somebody drops out of a campaign - which happens a LOT - or if you have a player who is problematic and the group doesn't want to continue with them but not lose the campaign.
I mean you could respec that toon of course but you probably can't change Race/Name and may not be able to change the look. People really like playing their own characters.
