You can give
Breaking the Oath has very little consequences.
It does cause you to lose your subclass abilities?
You can bribe someone in your camp and have them restore your oath. It’s spoilery. It’s kind of expensive if your not having a companion stealing and pickpocketing everything not nailed down
No judgment on my part toward anyone who does this, but I don’t think my RP focus would let me disregard my oath just to easily buy it back. And again, unless I were actually playing a character who is a kleptomaniac, I wouldn’t be pickpocket/stealing every last thing. I mean, looking in every chest/barrel that isn’t flagged as “stealing”? Sure, that’s just a classic RPG fare, but not much beyond that unless it were literally required for a quest or something.
So, I think the Paladin will have to wait for a second play through if I ever get that far.
That decision between lord bard and gloom stalker, though… that’s still a rough one.
Actually, here’s a question: what do you think a bard best replaces, the support nature of a cleric or the general purpose magic of a wizard?
