If you want to optomize your build to have every skill, do this:
Wood elf (2)
Background (2)
Ranger 1 (5)
Knowledge Cleric 1 (2)
Lore Bard 3 (4 +2e)
Lore Bard 4 pick Skilled feat (3)
Whatever else you want 6
If you go full caster for your whatevers, you'll still get lvl 6 spells.
Rogue also gets 4 skills and 2expertise at level 1, though at least in D&D it's less if Rogue isn't the first class you take at level 1, not sure how BG3 will handle it but could be less effective to multiclass into...and is much better at killing than Bards. I'll have Shadowheart as cleric as a support character in my group so I am absolutely not making my character support as well.
