This..
Thank you! not sure if you saw my post earlier but I am a BG/D&D noob and had concerns about my party comp
If you're worried about your party composition you probably need charisma because you will have good aligned and evil aligned origin companions and every word you say will offend someone. Some may try to kill you or leave you and you probably need charisma to stop that from happening and potentially forcing you to alter your party composition. Some romance partners can also try to sacrifice or stab you.