And I think the devs deserve a bit of a break from major work post release. You're asking for a systems revamp because you can't control yourself and need to munchkin.
If Modding difficulty is anything to go by, changing Point Buy to make it more or less is trivially easy. Make it more if you want an easier game and make it less if you want a harder game. Everybody's happy.
Fear of munchkins is a silly reason to object to a change that adds more options to directly address both concerns that Story Mode is too hard (yes, that's a thing) and Tactician is too easy.
I see no reason to complain about changes that Larian made that are kind of baked in at this point. It's a good game, warts and all. Suggestions are for things they can actually change, either with minimal effort or due to widespread requests even if it takes a little (or a lot of) effort.
I have no fear of munchkins, but munchkining is why the game isn't a challenge.
They're not likely to change anything for quite some time.
Shit, good friend of mine is already bitching about the rest system and being out of spells all the time. Says the vancian system is dumb. Everyone wants the game changed to suit them.