oh neat i wasn't aware you were forced to, talk to withers after and before each encounter to re-spec your characters -sarcasm-

I highly doubt anyone is respecing characters after every encounter or abusing this in any way since its so trivial. More likely that not people will ignore his existence until they misclick or misread something they really don't like in which they could very easily just "load a previous save" and not have to spend any gold in the first place. Even if people do how does it affect your gameplay your almost sounding like the people who pick all the optimal stuff follow a walkthrough/guide to the letter, and then complain the game was too easy....

You can easily never interact with the option its not "On by default" you have to literally go to an npc and activate it. Imagine being so hurt about something in a primarily single player game that you want a thing that you never need to use removed so other people can't. I would agree with you if there was any kind of competitive elements in this game but there are none its primarily a single player experience you can impose whatever silly restrictions on yourself you want for fun, and give up on those restrictions whenever you want if you choose to do so.

I for one am planning to do a multiple player session with IRL friends as a D&D campaign so we will probably only load a previous save after a total party wipe and have any choices stick for the fun of it being a mostly blind playthrough for some of them. however for my own playthrough i will want to do things a specific way since itll just be a master save where i wanna test things and see what i like before trying a harder version. I like that freedom its refreshing.