I played yesterday with Patch #3 and I still get crashes to desktop. I seen another thread talking about crashes when listening in on another players convo in a multiplayer game, yeah I had that as well. Sometimes it works, sometimes it throws me out of it suddenly and when I try to listen in again... crash to desktop.

Yesterday I was doing what 1Sascha suggested, take a look at my Reliability Monitor. I have very few Critical Events until 9/17/2023 where I have like 5. And that is incidentally the day I bought Baldurs Gate 3. The next day, 18th has 11 Critical Events... all either LariLauncher or Baldurs Gate 3. Usually the LariLauncher stops working with a couple BG3 stopping to respond. I play many games on this PC, newer titles from Starfield over relative new games like Far Cry 6 or Final Fantasy 14. I never experience any crashes with other games... save crashes I self induced with AltF4.
Literally Baldurs Gate 3 is the only game causing trouble here. Interestingly the friend I play with, while he doesn't have such issues like I have, it isn't smooth sailing either. Whenever he does something on his second monitor while the game is in a loading screen... it crashes for him.

The interesting thing is I turned off the LariLauncher when I launch the game using that < "C:\SteamLibrary\steamapps\common\Baldurs Gate 3\bin\bg3_dx11.exe" %command% > in the Properties, but whenever I click "Quit Game" my Reliability Monitor would record a "BG3.exe stopped working" event.
But now that I turned off the LariLauncher, I need to do another session with my friend, to see if it helped.

I will eventually do a Memtest86, just to double check and it can't be bad to do it, but I didn't find time for that yet.
Also I don't think its my RAM, I had a RAM issue before with a bad stick and... it would BSOD my entire PC. It would also be super random, I could turn on the machine and play 5 minutes World of Warcraft and bam BSOD, or I could play 6 to 8 hours and then BSOD. It also would not matter what it was I do on my PC, you could watch YouTube or browse forums or heck even just go afk restroom and come back to a nice BSOD.

Looking around, somehow I get the feeling that it is indeed Baldurs Gate 3, not a issue with my PC. You see so many people that have small to big errors, this forum is full, the steam forum is full and you see it on reddit. You don't see that much for other games.
Also with a i7 11700k, a RTX 3080 and 32gig of RAM I am nowhere close to be at the lower end of system specs required to play Baldurs Gate 3.