They solve the problem of having losing streaks. At face value, it is a good idea.
No, its not a good idea, not even at face value.
You also lose the "problem" of having winning streaks, too.
So you are just literally making the game more boring.
I've played quite a couple D&D games and none of them ever had an option like this. Its an obviously bad idea.
Even if the implementation was less problematic.
