Agree with everything you say except one thing - why do you blame Larian for this? It's WotC invention. You know, in line with "no players ever should feel punished for their choices, no matter what they do". JandK is right, once they WotC find out how to do the same thing with clerics, we will get a "broken cleric" or something (hell, we already have attempts of "atheist-cleric").
