I mean seriously, this is everything I ever wanted in an RPG, even down to the annoying dice rolls that can completely break your run, because that's what D&D is all about. Sure, you might get a kind DM who doesn't punish you to the maximum, but it still revolves around your luck with a set of dice.
If you want a game that makes good use of dice rolls, I'd suggest Disco Elysium. Failing a roll there is never catastrophic, sometimes it is even the better outcome. BG3 however almost forces save-scumming (especially on a first playthrough) which along with the atrocious load times makes for a bad experience. It's like playing with a sadistic DM.