I fully agree! I just wanted a harder playthrough. I finished Tactician with like 80,000 gold, 200 unused scrolls and potions and was a bit disappointed. However, I don't want a bug (falling to your death when the green landing circle clearly said the jump could be made) or a sudden brain fart deep into act 3 to make me start all over again. Why can't the people who want the extra challenge not have it exclusively combined with ironman mode? I don't want the golden dice or the Steam achievement. I just want to run the game again with better (translation: harder) economy, mobs, bosses and whatever cheese factors removed.

I think not having honor mode difficulty in custom settings is a mistake for those who don't care about the achievement but want to run the game in a harder setting. I would suspect it eliminates a good chunk of people.