Foe me, I am on PS5, so no mods..
When it didnt work, the saves would load to 100% then crash after a few seconds at 100%. I got all my Act 3 saves back by loading one not in the lower city, it worked and just loaded the next one up the list and that worked (it always crashed before) and I worked my way up the list to the latest save. Saving and reloading normal after that. I have finished the game now actually...