Same, friend and I had no problems until we got to Lower City. I'm the guest and always crash when loading into any part of Lower City, sometimes loading in but with half the assets disappearing and mostly everyone T posing while I can't move my character. The only temporary fix is host sending me to camp and teleporting to Lower City from camp. It's mostly a gamble though. Disappointed that this seems to have been a problem for a while, I thought it was just a recent bug. Both can run game at max so I know it's not a performance issue, no mods, yada yada. Particularly frustrating since it's an honour mode run. Patiently waiting for a fix.
