As fun as skills are, they alone arent winning the game.

So I'd rather go College of Lore Bard plus Actor feat and with Expertise in Sleight of Hand, Perception, and all Charisma skills, I'm pretty well off and cover the two important Rogue skills as well.

As far as I know, Bardic Inspirations can only be given to others. If the Bard himself wants one, they need a second Bard in the group.

About Knowledge Domain Cleric, Cleric also gains the Cantrip Thaumaturgy as well. So spending one level on that is indeed tempting.