Larian Studios Forums Baldur's Gate III Baldur's Gate III - Story & Character Discussion Act 3 FOMO

So I recently entered the Lower City and I was hoping to get some chill for a few days while decorating my new (and first) home, reorganising my inventory and doing some shopping, like this is the Lady Vengeance from DOS2. There's also a ton of quests in this new area that I haven't touched yet.

But as soon as I enter, I find out some high maintenance chick stole my property and is intent on vandalising it. Meanwhile, some dude thinks he's Nemo and I gotta go find him on a submarine too.

Logically, I need to go sort all that out straight away, so I can't really enjoy these 5 minutes of peace. But my question is: will I be locked out of content if I do what the story is pushing me to do (instead of putting my feet up for a few days and smoke some copium before the tourist/jellyfish season starts?)