I am in the "enjoys playing cautiously" camp. The number of fights I've fled with the last character! LOL! I loved that! I made Withers FAT with my "donations".
laugh

BTW - In my current multiplayer PT (we started in HM to get the ruleset, intentionaly died in first room on Nautiloid; died only once so far - Duergar Lake Patrol :), now in Rivington) I can see the difference in gameplay between me and my son. As previously he always had access to F8, he likes to fiddle with coatings/spells/scrolls - "let us see what does this do", "it will be cool if this works" etc., while I'm focused on "kill them quickest possible" - fearing that the baddies may land a crit/possess you/whatever.
He jeers at his old man smile that I should post a "how I beat BG3 with nothing but Fireball and Potion of Hil Giant Strength" video on YT laugh