One thing that really disappointed me in BG3 was that you couldn't blow up the loos. Such an opportunity to hide lost treasures, dangerous enemies and deadly traps, yet - nothing!
Maybe not total loser, but a character like Captain(!) Jack Sparrow comes to mind. Antagonised and distrusted even by the other "heroes", some questionable life choices, therefore often pulling his own plots to save the day...and the rum.