Originally Posted by born2beagator
So did I :P
I made a word document and tracked EVERY time I leveled a major skill. I had a nearly invincible character by the end.

This is off topic, but I have to respond... Yep - those max skill bonuses were too important to miss. You needed to get at least two (3*ability) bonuses every level, with the third (unmodified) bonus spent on 'luck'. And if you obeyed this simple rule, then you'd be 100% in every ability (and therefore nearly invincible) by the time you reached a decent level...