I kind of wish they'd change the Physical and Magical Armor attributes so that, instead of just increasing however much you have by X%, they make it so that Physical/Magical Armor increases your resistances to damage of those types. There are already very powerful ways to increase your Physical/Magical Armor in the forms of fortify and magic armor, both of which become more effective if points are spent into geomancy/hydrosophist respectively.
I don't think that requiring those very specific schools and that very specific spell should be the only way to increase the amount of physical/magical armor.
