Honesly, OP, the fact that you use terms like "casual" and "casualized" tells me enough. Dude, you're coming off as kind of pathetic. Just stop.

Fact is, free respec is NOT a bad thing. Not everyone has hours to devote to grinding up gold for a respec if they've got a build that doesn't work. People have lives and jobs - maybe you'll understand that one day :)

And before you try your strawman garbage on me, I'm not a Larian fanboy. DOS2 has plenty of issues, and segments/elements that are ACTUALLY bad design. This isn't one of them.