Just to play a bit of devil's advocate on this thread, me and my wife both play video games together and she always mods her games to wear more skimpy armor. Some women actually really like that stuff, at least ones I've known.
yes because this is not real life its a game and a fantasy game on top of it. we all want More Sexy Armors and clothing in our games. if you want the real thing you can go play medieval game that are "realistic"
DnD is what you want it to be it had seduction skill/roll/ check and feat in its previous edition/ video game too