I agree, it's pretty easy right now. Even the hardest encounters are pretty easy. For certain players.
Original poster is obviously one of those players, as am I, and some others on this forum. However, we are the minority. I've seen far more posts or comments, here and on the subreddit and on Twitch and YouTube, saying that the game is too HARD, than I have ones saying that it's easy.
This is why games have difficulty settings, and why BG3 will have difficulty settings.
I just hope that there is some option for difficulty which doesn't JUST make the monsters have more HP and do more damage, but also which reduces the amount of wealth and resources you can accumulate. Because right now, you can accumulate a WHOLE LOT.
See my detailed post about this: THE HAUL