FYI: Although I haven't gotten that far myself, my research seems to indicate the soft cap is somewhere around level 20 or 21, with roughly 15 attribute points, 49 ability points (without Lone Wolf or All Skilled Up), and 7 talents in total to assign, assuming level 20. These numbers include character creation. Keep in mind that ranks cost progressively more points; going from ability rank 2 to 3 costs 3 points, going from 3 to 4 costs 4 points, so ability rank 0 to 5 costs 15 points.
